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KSCXBranch Code: 001328

Kerala State Co-operative Bank Peruva Branch IFSC Code: KSBK0001328

Branch Code: 001328 | KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code
KSBK0001328
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala State Co-operative Bank, Peruva branch in KOTTAYAM, KERALA is KSBK0001328. The MICR code for cheque clearance is 686177328.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PERUVA
MICR Code
City / District
KOTTAYAM (KOTTAYAM)
State
KERALA
Postal Pincode
686610
Full Branch Address

5/890,PERUVA,KOTTAYAM PIN 686610, Pincode: 686610

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in KERALA:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Kerala State Co-operative Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: KOTTAYAM, KERALA

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: KSBK0001328

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KSBKBank Identifier

First 4 alphabetic characters identify Kerala State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001328Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Kerala State Co-operative Bank (KSBK0001328)

Which bank does IFSC Code KSBK0001328 belong to?

IFSC Code KSBK0001328 belongs to Kerala State Co-operative Bank for its PERUVA branch, located in KOTTAYAM, KERALA. The 4-letter prefix 'KSBK' represents Kerala State Co-operative Bank.

What is the IFSC Code for Kerala State Co-operative Bank PERUVA branch?

The IFSC Code for Kerala State Co-operative Bank PERUVA branch in KOTTAYAM, KERALA is KSBK0001328. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala State Co-operative Bank PERUVA branch?

The branch is located at: 5/890,PERUVA,KOTTAYAM PIN 686610, Pincode: 686610, KOTTAYAM, KERALA.

What is the MICR Code for Kerala State Co-operative Bank PERUVA?

The MICR Code for electronic cheque clearing at Kerala State Co-operative Bank PERUVA is 686177328.

How can I contact Kerala State Co-operative Bank PERUVA branch?

You can contact the branch at: Phone: +914829251139. For official national customer care, refer to Kerala State Co-operative Bank's official banking channels.

How to decipher the IFSC code KSBK0001328?

The first 4 characters 'KSBK' represent Kerala State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '001328' represent the specific PERUVA branch code.