KSCXBranch Code: 001414

Kerala State Co-operative Bank IFSC Code

KARIMUGAL Branch, PUTHENCRUZ, PUTHENCRUZ, KERALA

Primary IFSC Code

KSBK0001414

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kerala State Co-operative Bank, KARIMUGAL branch in PUTHENCRUZ, KERALA is KSBK0001414. The MICR code for cheque clearance is 682177414.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kerala State Co-operative Bank
Branch Name: KARIMUGAL
MICR Code: 682177414
City / District: PUTHENCRUZ (PUTHENCRUZ)
State: KERALA
Postal Pincode: 682308

Full Branch Address

XII/294-A,CHAITHANYA COMPLEX,OPP.KARIMUGHAL MARKET,KARIMUKAL,PUTHENCRUZ,ERNAKULAM PIN 682308, Pincode: 682308

Contact Details

Phone: +914842720970

How to Read IFSC Code: KSBK0001414

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KSBKBank Identifier

First 4 alphabetic characters identify Kerala State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001414Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kerala State Co-operative Bank (KSBK0001414)

What is the IFSC Code for Kerala State Co-operative Bank KARIMUGAL branch?

The IFSC Code for Kerala State Co-operative Bank KARIMUGAL branch in PUTHENCRUZ, KERALA is KSBK0001414. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kerala State Co-operative Bank KARIMUGAL branch?

The branch is located at: XII/294-A,CHAITHANYA COMPLEX,OPP.KARIMUGHAL MARKET,KARIMUKAL,PUTHENCRUZ,ERNAKULAM PIN 682308, Pincode: 682308, PUTHENCRUZ, KERALA.

What is the MICR Code for Kerala State Co-operative Bank KARIMUGAL?

The MICR Code for electronic cheque clearing at Kerala State Co-operative Bank KARIMUGAL is 682177414.

How can I contact Kerala State Co-operative Bank KARIMUGAL branch?

You can contact the branch at: Phone: +914842720970. For official national customer care, refer to Kerala State Co-operative Bank's official banking channels.

How to decipher the IFSC code KSBK0001414?

The first 4 characters 'KSBK' represent Kerala State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '001414' represent the specific KARIMUGAL branch code.