KUCBBranch Code: 488079

Karad Urban Co-operative Bank IFSC Code

RATNAGIRI Branch, RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code

KUCB0488079

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karad Urban Co-operative Bank, RATNAGIRI branch in RATNAGIRI, Maharashtra is KUCB0488079. The MICR code for cheque clearance is 415488017.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karad Urban Co-operative Bank
Branch Name: RATNAGIRI
MICR Code: 415488017
City / District: RATNAGIRI (RATNAGIRI)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

SAMRAT SHOPPING CENTRE,GALA NO-1,MARUTI MANDIR,KOLHAPUR-RATNAGIRI ROAD,RATNAGIRI,415612, Pincode: 415612

Contact Details

Phone: +919112200603

How to Read IFSC Code: KUCB0488079

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KUCBBank Identifier

First 4 alphabetic characters identify Karad Urban Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

488079Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karad Urban Co-operative Bank (KUCB0488079)

What is the IFSC Code for Karad Urban Co-operative Bank RATNAGIRI branch?

The IFSC Code for Karad Urban Co-operative Bank RATNAGIRI branch in RATNAGIRI, Maharashtra is KUCB0488079. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karad Urban Co-operative Bank RATNAGIRI branch?

The branch is located at: SAMRAT SHOPPING CENTRE,GALA NO-1,MARUTI MANDIR,KOLHAPUR-RATNAGIRI ROAD,RATNAGIRI,415612, Pincode: 415612, RATNAGIRI, Maharashtra.

What is the MICR Code for Karad Urban Co-operative Bank RATNAGIRI?

The MICR Code for electronic cheque clearing at Karad Urban Co-operative Bank RATNAGIRI is 415488017.

How can I contact Karad Urban Co-operative Bank RATNAGIRI branch?

You can contact the branch at: Phone: +919112200603. For official national customer care, refer to Karad Urban Co-operative Bank's official banking channels.

How to decipher the IFSC code KUCB0488079?

The first 4 characters 'KUCB' represent Karad Urban Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '488079' represent the specific RATNAGIRI branch code.