KUCBBranch Code: 488089

Karad Urban Co-operative Bank IFSC Code

SHIRWAL Branch, SHIRWAL, SHIRWAL, Maharashtra

Primary IFSC Code

KUCB0488089

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karad Urban Co-operative Bank, SHIRWAL branch in SHIRWAL, Maharashtra is KUCB0488089. The MICR code for cheque clearance is 412488003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karad Urban Co-operative Bank
Branch Name: SHIRWAL
MICR Code: 412488003
City / District: SHIRWAL (SHIRWAL)
State: Maharashtra
Postal Pincode: 412801

Full Branch Address

GAT NO. 344/B/1, PLOT NO. 1, SHIRWAL HEIGHTS, KAMALANAGAR, NEAR PUNE BANGALURU HIGHWAY, SHIRWAL, KHANDALA, SATARA-412801, Pincode: 412801

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: KUCB0488089

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KUCBBank Identifier

First 4 alphabetic characters identify Karad Urban Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

488089Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karad Urban Co-operative Bank (KUCB0488089)

What is the IFSC Code for Karad Urban Co-operative Bank SHIRWAL branch?

The IFSC Code for Karad Urban Co-operative Bank SHIRWAL branch in SHIRWAL, Maharashtra is KUCB0488089. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karad Urban Co-operative Bank SHIRWAL branch?

The branch is located at: GAT NO. 344/B/1, PLOT NO. 1, SHIRWAL HEIGHTS, KAMALANAGAR, NEAR PUNE BANGALURU HIGHWAY, SHIRWAL, KHANDALA, SATARA-412801, Pincode: 412801, SHIRWAL, Maharashtra.

What is the MICR Code for Karad Urban Co-operative Bank SHIRWAL?

The MICR Code for electronic cheque clearing at Karad Urban Co-operative Bank SHIRWAL is 412488003.

How to decipher the IFSC code KUCB0488089?

The first 4 characters 'KUCB' represent Karad Urban Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '488089' represent the specific SHIRWAL branch code.