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MGBXBranch Code: 007122

Maharashtra Gramin Bank Phanasu Branch IFSC Code: MAHG0007122

Branch Code: 007122 | RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code
MAHG0007122
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Maharashtra Gramin Bank, Phanasu branch in RATNAGIRI, Maharashtra is MAHG0007122. The MICR code for cheque clearance is 415570019.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PHANASU
MICR Code
City / District
RATNAGIRI (RATNAGIRI)
Postal Pincode
415712
Full Branch Address

A.P.PHANSU, TAL - DAPOLI, DIST - RATNAGIRI,PIN-415712, Pincode: 415712

Contact & Customer Care

How to Read IFSC Code: MAHG0007122

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

MAHGBank Identifier

First 4 alphabetic characters identify Maharashtra Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

007122Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Maharashtra Gramin Bank (MAHG0007122)

Which bank does IFSC Code MAHG0007122 belong to?

IFSC Code MAHG0007122 belongs to Maharashtra Gramin Bank for its PHANASU branch, located in RATNAGIRI, Maharashtra. The 4-letter prefix 'MAHG' represents Maharashtra Gramin Bank.

What is the IFSC Code for Maharashtra Gramin Bank PHANASU branch?

The IFSC Code for Maharashtra Gramin Bank PHANASU branch in RATNAGIRI, Maharashtra is MAHG0007122. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Maharashtra Gramin Bank PHANASU branch?

The branch is located at: A.P.PHANSU, TAL - DAPOLI, DIST - RATNAGIRI,PIN-415712, Pincode: 415712, RATNAGIRI, Maharashtra.

What is the MICR Code for Maharashtra Gramin Bank PHANASU?

The MICR Code for electronic cheque clearing at Maharashtra Gramin Bank PHANASU is 415570019.

How can I contact Maharashtra Gramin Bank PHANASU branch?

You can contact the branch at: Phone: +917774045305. For official national customer care, refer to Maharashtra Gramin Bank's official banking channels.

How to decipher the IFSC code MAHG0007122?

The first 4 characters 'MAHG' represent Maharashtra Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '007122' represent the specific PHANASU branch code.

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