MSCIBranch Code: 082020

Maharashtra State Co-operative Bank IFSC Code

GHATKOPAR Branch, MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code

MSCI0082020

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Maharashtra State Co-operative Bank, GHATKOPAR branch in MUMBAI, Maharashtra is MSCI0082020. The MICR code for cheque clearance is 400082020.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Maharashtra State Co-operative Bank
Branch Name: GHATKOPAR
MICR Code: 400082020
City / District: MUMBAI (MUMBAI)
State: Maharashtra
Postal Pincode: 400077

Full Branch Address

KOTMAHALCHS PLOT 148 GARODIYANAGAR 400077, Pincode: 400077

Contact Details

Phone: +912025069060

How to Read IFSC Code: MSCI0082020

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

MSCIBank Identifier

First 4 alphabetic characters identify Maharashtra State Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

082020Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Maharashtra State Co-operative Bank (MSCI0082020)

What is the IFSC Code for Maharashtra State Co-operative Bank GHATKOPAR branch?

The IFSC Code for Maharashtra State Co-operative Bank GHATKOPAR branch in MUMBAI, Maharashtra is MSCI0082020. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Maharashtra State Co-operative Bank GHATKOPAR branch?

The branch is located at: KOTMAHALCHS PLOT 148 GARODIYANAGAR 400077, Pincode: 400077, MUMBAI, Maharashtra.

What is the MICR Code for Maharashtra State Co-operative Bank GHATKOPAR?

The MICR Code for electronic cheque clearing at Maharashtra State Co-operative Bank GHATKOPAR is 400082020.

How can I contact Maharashtra State Co-operative Bank GHATKOPAR branch?

You can contact the branch at: Phone: +912025069060. For official national customer care, refer to Maharashtra State Co-operative Bank's official banking channels.

How to decipher the IFSC code MSCI0082020?

The first 4 characters 'MSCI' represent Maharashtra State Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '082020' represent the specific GHATKOPAR branch code.