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NESFBranch Code: 000205

North East Small Finance Bank Howraghat Branch IFSC Code: NESF0000205

Branch Code: 000205 | HOWRAGHAT, HOWRAGHAT, ASSAM

Primary IFSC Code
NESF0000205
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for North East Small Finance Bank, Howraghat branch in HOWRAGHAT, ASSAM is NESF0000205. The MICR code for cheque clearance is 782773514.

Branch Fact Sheet & Electronic Routing Details

Branch Name
HOWRAGHAT
MICR Code
City / District
HOWRAGHAT (HOWRAGHAT)
State
ASSAM
Postal Pincode
782481
Full Branch Address

WARD NO 1,HOWRAGHAT,NEAR HOWRAGHAT POLICE STATION,P.O. HOWRAGHAT,P.S - HOWRAGHAT,DIST-KARBI ANGLONG, ASSAM,PIN-782481, Pincode: 782481

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in ASSAM:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

North East Small Finance Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: HOWRAGHAT, ASSAM

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: NESF0000205

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

NESFBank Identifier

First 4 alphabetic characters identify North East Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000205Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: North East Small Finance Bank (NESF0000205)

Which bank does IFSC Code NESF0000205 belong to?

IFSC Code NESF0000205 belongs to North East Small Finance Bank for its HOWRAGHAT branch, located in HOWRAGHAT, ASSAM. The 4-letter prefix 'NESF' represents North East Small Finance Bank.

What is the IFSC Code for North East Small Finance Bank HOWRAGHAT branch?

The IFSC Code for North East Small Finance Bank HOWRAGHAT branch in HOWRAGHAT, ASSAM is NESF0000205. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of North East Small Finance Bank HOWRAGHAT branch?

The branch is located at: WARD NO 1,HOWRAGHAT,NEAR HOWRAGHAT POLICE STATION,P.O. HOWRAGHAT,P.S - HOWRAGHAT,DIST-KARBI ANGLONG, ASSAM,PIN-782481, Pincode: 782481, HOWRAGHAT, ASSAM.

What is the MICR Code for North East Small Finance Bank HOWRAGHAT?

The MICR Code for electronic cheque clearing at North East Small Finance Bank HOWRAGHAT is 782773514.

How to decipher the IFSC code NESF0000205?

The first 4 characters 'NESF' represent North East Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '000205' represent the specific HOWRAGHAT branch code.

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