PKGBBranch Code: 011012

Karnataka Gramin Bank IFSC Code

RATKAL Branch, CHINCHOLI, CHINCHOLI, Karnataka

Primary IFSC Code

PKGB0011012

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Gramin Bank, RATKAL branch in CHINCHOLI, Karnataka is PKGB0011012. The MICR code for cheque clearance is 585697594.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Gramin Bank
Branch Name: RATKAL
MICR Code: 585697594
City / District: CHINCHOLI (CHINCHOLI)
State: Karnataka
Postal Pincode: N/A

Full Branch Address

TQ.CHINCHOLI DIST.GULBARGA

Contact Details

Phone: +918475297818

How to Read IFSC Code: PKGB0011012

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PKGBBank Identifier

First 4 alphabetic characters identify Karnataka Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

011012Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Gramin Bank (PKGB0011012)

What is the IFSC Code for Karnataka Gramin Bank RATKAL branch?

The IFSC Code for Karnataka Gramin Bank RATKAL branch in CHINCHOLI, Karnataka is PKGB0011012. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Gramin Bank RATKAL branch?

The branch is located at: TQ.CHINCHOLI DIST.GULBARGA, CHINCHOLI, Karnataka.

What is the MICR Code for Karnataka Gramin Bank RATKAL?

The MICR Code for electronic cheque clearing at Karnataka Gramin Bank RATKAL is 585697594.

How can I contact Karnataka Gramin Bank RATKAL branch?

You can contact the branch at: Phone: +918475297818. For official national customer care, refer to Karnataka Gramin Bank's official banking channels.

How to decipher the IFSC code PKGB0011012?

The first 4 characters 'PKGB' represent Karnataka Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '011012' represent the specific RATKAL branch code.