PKGBBranch Code: 012295

Karnataka Gramin Bank IFSC Code

KUSHALNAGAR Branch, SOMAWARPET, SOMAWARPET, Karnataka

Primary IFSC Code

PKGB0012295

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Karnataka Gramin Bank, KUSHALNAGAR branch in SOMAWARPET, Karnataka is PKGB0012295. The MICR code for cheque clearance is 571697256.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Karnataka Gramin Bank
Branch Name: KUSHALNAGAR
MICR Code: 571697256
City / District: SOMAWARPET (SOMAWARPET)
State: Karnataka
Postal Pincode: N/A

Full Branch Address

SHYLAJA ARCADE IB ROAD KUSHALANAGAR SOMAWARAPET TALUK KODAGU DISTRICT

Contact Details

Phone: +918276271144

How to Read IFSC Code: PKGB0012295

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PKGBBank Identifier

First 4 alphabetic characters identify Karnataka Gramin Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

012295Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Karnataka Gramin Bank (PKGB0012295)

What is the IFSC Code for Karnataka Gramin Bank KUSHALNAGAR branch?

The IFSC Code for Karnataka Gramin Bank KUSHALNAGAR branch in SOMAWARPET, Karnataka is PKGB0012295. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Karnataka Gramin Bank KUSHALNAGAR branch?

The branch is located at: SHYLAJA ARCADE IB ROAD KUSHALANAGAR SOMAWARAPET TALUK KODAGU DISTRICT, SOMAWARPET, Karnataka.

What is the MICR Code for Karnataka Gramin Bank KUSHALNAGAR?

The MICR Code for electronic cheque clearing at Karnataka Gramin Bank KUSHALNAGAR is 571697256.

How can I contact Karnataka Gramin Bank KUSHALNAGAR branch?

You can contact the branch at: Phone: +918276271144. For official national customer care, refer to Karnataka Gramin Bank's official banking channels.

How to decipher the IFSC code PKGB0012295?

The first 4 characters 'PKGB' represent Karnataka Gramin Bank. The 5th character is '0' reserved for future use. The last 6 characters '012295' represent the specific KUSHALNAGAR branch code.