PSIBBranch Code: 000049

Punjab & Sind Bank IFSC Code

RAMDAS Branch, RAMDASS, RAMDASS, Punjab

Primary IFSC Code

PSIB0000049

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, RAMDAS branch in RAMDASS, Punjab is PSIB0000049. The MICR code for cheque clearance is 143023056.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: RAMDAS
MICR Code: 143023056
City / District: RAMDASS (RAMDASS)
State: Punjab
Postal Pincode: 143101

Full Branch Address

RAMDAS, DISTT. AMRITSAR , PUNJAB - 143101, Pincode: 143101

Contact Details

Phone: +911858232624

How to Read IFSC Code: PSIB0000049

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000049Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0000049)

What is the IFSC Code for Punjab & Sind Bank RAMDAS branch?

The IFSC Code for Punjab & Sind Bank RAMDAS branch in RAMDASS, Punjab is PSIB0000049. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank RAMDAS branch?

The branch is located at: RAMDAS, DISTT. AMRITSAR , PUNJAB - 143101, Pincode: 143101, RAMDASS, Punjab.

What is the MICR Code for Punjab & Sind Bank RAMDAS?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank RAMDAS is 143023056.

How can I contact Punjab & Sind Bank RAMDAS branch?

You can contact the branch at: Phone: +911858232624. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0000049?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000049' represent the specific RAMDAS branch code.