Punjab & Sind Bank Joshimath Branch IFSC Code: PSIB0000176
Branch Code: 000176 | JOSHIMATH, JOSHIMATH, UTTARAKHAND
The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Joshimath branch in JOSHIMATH, UTTARAKHAND is PSIB0000176. The MICR code for cheque clearance is 246023151.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab & Sind Bank
- Branch Name
- JOSHIMATH
- MICR Code
- City / District
- JOSHIMATH (JOSHIMATH)
- State
- UTTARAKHAND
- Postal Pincode
- 246443
UPPER BAZAR JOSHIMATH, DISTT. CHAMOLI, UTTARAKHAND - 246443, Pincode: 246443
How to Read IFSC Code: PSIB0000176
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab & Sind Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab & Sind Bank (PSIB0000176)
Which bank does IFSC Code PSIB0000176 belong to?
IFSC Code PSIB0000176 belongs to Punjab & Sind Bank for its JOSHIMATH branch, located in JOSHIMATH, UTTARAKHAND. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.
What is the IFSC Code for Punjab & Sind Bank JOSHIMATH branch?
The IFSC Code for Punjab & Sind Bank JOSHIMATH branch in JOSHIMATH, UTTARAKHAND is PSIB0000176. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab & Sind Bank JOSHIMATH branch?
The branch is located at: UPPER BAZAR JOSHIMATH, DISTT. CHAMOLI, UTTARAKHAND - 246443, Pincode: 246443, JOSHIMATH, UTTARAKHAND.
What is the MICR Code for Punjab & Sind Bank JOSHIMATH?
The MICR Code for electronic cheque clearing at Punjab & Sind Bank JOSHIMATH is 246023151.
How can I contact Punjab & Sind Bank JOSHIMATH branch?
You can contact the branch at: Phone: +911389222115. For official national customer care, refer to Punjab & Sind Bank's official banking channels.
How to decipher the IFSC code PSIB0000176?
The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000176' represent the specific JOSHIMATH branch code.
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