PSIBBranch Code: 000176

Punjab & Sind Bank IFSC Code

JOSHIMATH Branch, JOSHIMATH, JOSHIMATH, UTTARAKHAND

Primary IFSC Code

PSIB0000176

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, JOSHIMATH branch in JOSHIMATH, UTTARAKHAND is PSIB0000176. The MICR code for cheque clearance is 246023151.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: JOSHIMATH
MICR Code: 246023151
City / District: JOSHIMATH (JOSHIMATH)
State: UTTARAKHAND
Postal Pincode: 246443

Full Branch Address

UPPER BAZAR JOSHIMATH, DISTT. CHAMOLI, UTTARAKHAND - 246443, Pincode: 246443

Contact Details

Phone: +911389222115

How to Read IFSC Code: PSIB0000176

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000176Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0000176)

What is the IFSC Code for Punjab & Sind Bank JOSHIMATH branch?

The IFSC Code for Punjab & Sind Bank JOSHIMATH branch in JOSHIMATH, UTTARAKHAND is PSIB0000176. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank JOSHIMATH branch?

The branch is located at: UPPER BAZAR JOSHIMATH, DISTT. CHAMOLI, UTTARAKHAND - 246443, Pincode: 246443, JOSHIMATH, UTTARAKHAND.

What is the MICR Code for Punjab & Sind Bank JOSHIMATH?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank JOSHIMATH is 246023151.

How can I contact Punjab & Sind Bank JOSHIMATH branch?

You can contact the branch at: Phone: +911389222115. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0000176?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000176' represent the specific JOSHIMATH branch code.