Punjab & Sind Bank Chandigarh Industrial Area Branch IFSC Code: PSIB0000245
Branch Code: 000245 | CHANDIGARH, CHANDIGARH, CHANDIGARH
The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Chandigarh Industrial Area branch in CHANDIGARH, CHANDIGARH is PSIB0000245. The MICR code for cheque clearance is 160023010.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab & Sind Bank
- Branch Name
- CHANDIGARH INDUSTRIAL AREA
- MICR Code
- City / District
- CHANDIGARH (CHANDIGARH)
- State
- CHANDIGARH
- Postal Pincode
- 160002
4-5 M.W.MARKET INDUSTRIAL AREA PHASE-I CHANDIGARH-160002, Pincode: 160002
How to Read IFSC Code: PSIB0000245
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab & Sind Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab & Sind Bank (PSIB0000245)
Which bank does IFSC Code PSIB0000245 belong to?
IFSC Code PSIB0000245 belongs to Punjab & Sind Bank for its CHANDIGARH INDUSTRIAL AREA branch, located in CHANDIGARH, CHANDIGARH. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.
What is the IFSC Code for Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA branch?
The IFSC Code for Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA branch in CHANDIGARH, CHANDIGARH is PSIB0000245. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA branch?
The branch is located at: 4-5 M.W.MARKET INDUSTRIAL AREA PHASE-I CHANDIGARH-160002, Pincode: 160002, CHANDIGARH, CHANDIGARH.
What is the MICR Code for Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA?
The MICR Code for electronic cheque clearing at Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA is 160023010.
How can I contact Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA branch?
You can contact the branch at: Phone: +91172650173. For official national customer care, refer to Punjab & Sind Bank's official banking channels.
How to decipher the IFSC code PSIB0000245?
The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000245' represent the specific CHANDIGARH INDUSTRIAL AREA branch code.
Parent Directory Links
Other Punjab & Sind Bank Branches in CHANDIGARH
View All →SECTOR 17B BANK SQUARE 2ND FLOOR PUNJAB AND SIND BANK
PRESS CLUB, DISTT. CHANDIGARH, CHANDIGARH - 160027
SCO 272 SECTOR 32 CHANDIGARH 160030
S.C.O.371-373 SECTOR-34A,CHANDIGARH-160022
S C O 64 65 SECTOR 47 CHANDIGARH 160047
S C O 76 SECTOR 46 C CHANDIGARH 160047
Other Bank Branches in Pincode 160002
View All in Pincode →CHANDIGARH (CHANDIGARH)
CHANDIGARH INDUST AREA PHASE II (CHANDIGARH)
CHANDIGARH INDUSTRIAL AREA (CHANDIGARH)
CHANDIGARH INDUSTRIAL AREA PH (CHANDIGARH)
HALLO MAJRA (CHANDIGARH)
HALLOMAJRA (CHANDIGARH)
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