PSIBBranch Code: 000485

Punjab & Sind Bank Baramulla Branch IFSC Code: PSIB0000485

Branch Code: 000485 | BARAMULLA, BARAMULLA, JAMMU AND KASHMIR

Primary IFSC Code

PSIB0000485

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Baramulla branch in BARAMULLA, JAMMU AND KASHMIR is PSIB0000485. The MICR code for cheque clearance is 193023001.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: BARAMULLA
MICR Code: 193023001
City / District: BARAMULLA (BARAMULLA)
State: JAMMU AND KASHMIR
Postal Pincode: 193101

Full Branch Address

MAIN MARKET, DISTT. BARAMULLA, JAMMU & KASHMIR - 193101, Pincode: 193101

Contact & Customer Care

Phone: +911952234319

24x7 Helpline & Toll-Free Get Directions Share on WhatsApp

Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JAMMU AND KASHMIR:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).

JAMMU AND KASHMIR Holiday Calendar 2026

Customer Support & Helplines24x7 Toll-Free

Punjab & Sind Bank Official Emergency Contacts

1800 419 8300

Full Helpline Directory

Local Financial Pulse: BARAMULLA, JAMMU AND KASHMIR

Daily Benchmark Commodity Rates

24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: PSIB0000485

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000485Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0000485)

Which bank does IFSC Code PSIB0000485 belong to?

IFSC Code PSIB0000485 belongs to Punjab & Sind Bank for its BARAMULLA branch, located in BARAMULLA, JAMMU AND KASHMIR. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank BARAMULLA branch?

The IFSC Code for Punjab & Sind Bank BARAMULLA branch in BARAMULLA, JAMMU AND KASHMIR is PSIB0000485. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank BARAMULLA branch?

The branch is located at: MAIN MARKET, DISTT. BARAMULLA, JAMMU & KASHMIR - 193101, Pincode: 193101, BARAMULLA, JAMMU AND KASHMIR.

What is the MICR Code for Punjab & Sind Bank BARAMULLA?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank BARAMULLA is 193023001.

How can I contact Punjab & Sind Bank BARAMULLA branch?

You can contact the branch at: Phone: +911952234319. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0000485?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000485' represent the specific BARAMULLA branch code.