PSIBBranch Code: 000714

Punjab & Sind Bank IFSC Code

JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB Branch, JALANDHAR, JALANDHAR, Punjab

Primary IFSC Code

PSIB0000714

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB branch in JALANDHAR, Punjab is PSIB0000714. The MICR code for cheque clearance is 144023021.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB
MICR Code: 144023021
City / District: JALANDHAR (JALANDHAR)
State: Punjab
Postal Pincode: 144001

Full Branch Address

109 110 DEFENCE COLONY JALANDHAR PUNJAB 144001, Pincode: 144001

Contact Details

Phone: +911812224148

How to Read IFSC Code: PSIB0000714

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000714Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0000714)

What is the IFSC Code for Punjab & Sind Bank JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB branch?

The IFSC Code for Punjab & Sind Bank JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB branch in JALANDHAR, Punjab is PSIB0000714. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB branch?

The branch is located at: 109 110 DEFENCE COLONY JALANDHAR PUNJAB 144001, Pincode: 144001, JALANDHAR, Punjab.

What is the MICR Code for Punjab & Sind Bank JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB is 144023021.

How can I contact Punjab & Sind Bank JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB branch?

You can contact the branch at: Phone: +911812224148. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0000714?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000714' represent the specific JALANDHAR DEFENCE COLONY LAYALPUR KHALSA COLLEGE PUNJAB branch code.