PSIBBranch Code: 000849

Punjab & Sind Bank Barnala Grain Market Branch IFSC Code: PSIB0000849

Branch Code: 000849 | BARNALA, BARNALA, Punjab

Primary IFSC Code

PSIB0000849

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Barnala Grain Market branch in BARNALA, Punjab is PSIB0000849. The MICR code for cheque clearance is 148023053.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: BARNALA GRAIN MARKET
MICR Code: 148023053
City / District: BARNALA (BARNALA)
State: Punjab
Postal Pincode: 148101

Full Branch Address

GRAIN MARKET, BARNALA, DISTT. BARNALA, PUNJAB - 148101, Pincode: 148101

Contact & Customer Care

Phone: +911679233173

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How to Read IFSC Code: PSIB0000849

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000849Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0000849)

Which bank does IFSC Code PSIB0000849 belong to?

IFSC Code PSIB0000849 belongs to Punjab & Sind Bank for its BARNALA GRAIN MARKET branch, located in BARNALA, Punjab. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank BARNALA GRAIN MARKET branch?

The IFSC Code for Punjab & Sind Bank BARNALA GRAIN MARKET branch in BARNALA, Punjab is PSIB0000849. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank BARNALA GRAIN MARKET branch?

The branch is located at: GRAIN MARKET, BARNALA, DISTT. BARNALA, PUNJAB - 148101, Pincode: 148101, BARNALA, Punjab.

What is the MICR Code for Punjab & Sind Bank BARNALA GRAIN MARKET?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank BARNALA GRAIN MARKET is 148023053.

How can I contact Punjab & Sind Bank BARNALA GRAIN MARKET branch?

You can contact the branch at: Phone: +911679233173. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0000849?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '000849' represent the specific BARNALA GRAIN MARKET branch code.