PSIBBranch Code: 020954

Punjab & Sind Bank Raman Village Po Raman Tehsil Nihal Singh Wala Branch IFSC Code: PSIB0020954

Branch Code: 020954 | MOGA, MOGA, Punjab

Primary IFSC Code

PSIB0020954

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Raman Village Po Raman Tehsil Nihal Singh Wala branch in MOGA, Punjab is PSIB0020954. The MICR code for cheque clearance is 142023207.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA
MICR Code: 142023207
City / District: MOGA (MOGA)
State: Punjab
Postal Pincode: 142001

Full Branch Address

RAMAN, VILLAGE & PO RAMAN TEHSIL NIHAL SINGH WALA DISTT MOGA, PUNJAB-142001, Pincode: 142001

Contact & Customer Care

Phone: +911636287453

24x7 Helpline & Toll-Free Get Directions Share on WhatsApp

How to Read IFSC Code: PSIB0020954

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

020954Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0020954)

Which bank does IFSC Code PSIB0020954 belong to?

IFSC Code PSIB0020954 belongs to Punjab & Sind Bank for its RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA branch, located in MOGA, Punjab. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA branch?

The IFSC Code for Punjab & Sind Bank RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA branch in MOGA, Punjab is PSIB0020954. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA branch?

The branch is located at: RAMAN, VILLAGE & PO RAMAN TEHSIL NIHAL SINGH WALA DISTT MOGA, PUNJAB-142001, Pincode: 142001, MOGA, Punjab.

What is the MICR Code for Punjab & Sind Bank RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA is 142023207.

How can I contact Punjab & Sind Bank RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA branch?

You can contact the branch at: Phone: +911636287453. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0020954?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '020954' represent the specific RAMAN, VILLAGE PO RAMAN TEHSIL NIHAL SINGH WALA branch code.