PSIBBranch Code: 021222

Punjab & Sind Bank IFSC Code

PHAGWARA HSP ROAD Branch, PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

PSIB0021222

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, PHAGWARA HSP ROAD branch in PHAGWARA, Punjab is PSIB0021222. The MICR code for cheque clearance is 144023209.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: PHAGWARA HSP ROAD
MICR Code: 144023209
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

ESS PEE HEIGHTS COMPLEX HOSHIARPUR ROAD PHAGWARA DISTT KAPURTHALA PB 144401, Pincode: 144401

Contact Details

Phone: +91503718

How to Read IFSC Code: PSIB0021222

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021222Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021222)

What is the IFSC Code for Punjab & Sind Bank PHAGWARA HSP ROAD branch?

The IFSC Code for Punjab & Sind Bank PHAGWARA HSP ROAD branch in PHAGWARA, Punjab is PSIB0021222. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank PHAGWARA HSP ROAD branch?

The branch is located at: ESS PEE HEIGHTS COMPLEX HOSHIARPUR ROAD PHAGWARA DISTT KAPURTHALA PB 144401, Pincode: 144401, PHAGWARA, Punjab.

What is the MICR Code for Punjab & Sind Bank PHAGWARA HSP ROAD?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank PHAGWARA HSP ROAD is 144023209.

How can I contact Punjab & Sind Bank PHAGWARA HSP ROAD branch?

You can contact the branch at: Phone: +91503718. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021222?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021222' represent the specific PHAGWARA HSP ROAD branch code.