PSIBBranch Code: 021227

Punjab & Sind Bank IFSC Code

KIRI BHUMAL USB Branch, JAGRAON, JAGRAON, Punjab

Primary IFSC Code

PSIB0021227

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, KIRI BHUMAL USB branch in JAGRAON, Punjab is PSIB0021227. The MICR code for cheque clearance is 142023061.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: KIRI BHUMAL USB
MICR Code: 142023061
City / District: JAGRAON (JAGRAON)
State: Punjab
Postal Pincode: 142033

Full Branch Address

VILL KIRI BHUMAL PO SIDHWA GATE TEH JAGROAN LUDHIANA PB 142033, Pincode: 142033

Contact Details

Phone: +911624280234

How to Read IFSC Code: PSIB0021227

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021227Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021227)

What is the IFSC Code for Punjab & Sind Bank KIRI BHUMAL USB branch?

The IFSC Code for Punjab & Sind Bank KIRI BHUMAL USB branch in JAGRAON, Punjab is PSIB0021227. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank KIRI BHUMAL USB branch?

The branch is located at: VILL KIRI BHUMAL PO SIDHWA GATE TEH JAGROAN LUDHIANA PB 142033, Pincode: 142033, JAGRAON, Punjab.

What is the MICR Code for Punjab & Sind Bank KIRI BHUMAL USB?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank KIRI BHUMAL USB is 142023061.

How can I contact Punjab & Sind Bank KIRI BHUMAL USB branch?

You can contact the branch at: Phone: +911624280234. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021227?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021227' represent the specific KIRI BHUMAL USB branch code.