Punjab & Sind Bank IFSC Code
JAINPUR USB Branch, BALACHAUR, BALACHAUR, Punjab
The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, JAINPUR USB branch in BALACHAUR, Punjab is PSIB0021235. The MICR code for cheque clearance is 144023930.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab & Sind Bank
- Branch Name
- JAINPUR USB
- MICR Code
- City / District
- BALACHAUR (BALACHAUR)
- State
- Punjab
- Postal Pincode
- 144526
VILL JAINPUR PO MEHANDPUR TEH BALACHAUR DISTT SBS NAGAR PB 144526, Pincode: 144526
How to Read IFSC Code: PSIB0021235
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab & Sind Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab & Sind Bank (PSIB0021235)
What is the IFSC Code for Punjab & Sind Bank JAINPUR USB branch?
The IFSC Code for Punjab & Sind Bank JAINPUR USB branch in BALACHAUR, Punjab is PSIB0021235. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab & Sind Bank JAINPUR USB branch?
The branch is located at: VILL JAINPUR PO MEHANDPUR TEH BALACHAUR DISTT SBS NAGAR PB 144526, Pincode: 144526, BALACHAUR, Punjab.
What is the MICR Code for Punjab & Sind Bank JAINPUR USB?
The MICR Code for electronic cheque clearing at Punjab & Sind Bank JAINPUR USB is 144023930.
How can I contact Punjab & Sind Bank JAINPUR USB branch?
You can contact the branch at: Phone: +911885239998. For official national customer care, refer to Punjab & Sind Bank's official banking channels.
How to decipher the IFSC code PSIB0021235?
The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021235' represent the specific JAINPUR USB branch code.
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