PSIBBranch Code: 021245

Punjab & Sind Bank Vivek Vihar Branch IFSC Code: PSIB0021245

Branch Code: 021245 | DELHI, DELHI, Delhi

Primary IFSC Code

PSIB0021245

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Vivek Vihar branch in DELHI, Delhi is PSIB0021245. The MICR code for cheque clearance is 110023151.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: VIVEK VIHAR
MICR Code: 110023151
City / District: DELHI (DELHI)
State: Delhi
Postal Pincode: N/A

Full Branch Address

D 100,PHASE I,VIVEK VIHAR,DELHI

Contact & Customer Care

Phone: +919212423231

24x7 Helpline & Toll-Free Get Directions Share on WhatsApp

How to Read IFSC Code: PSIB0021245

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021245Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021245)

Which bank does IFSC Code PSIB0021245 belong to?

IFSC Code PSIB0021245 belongs to Punjab & Sind Bank for its VIVEK VIHAR branch, located in DELHI, Delhi. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank VIVEK VIHAR branch?

The IFSC Code for Punjab & Sind Bank VIVEK VIHAR branch in DELHI, Delhi is PSIB0021245. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank VIVEK VIHAR branch?

The branch is located at: D 100,PHASE I,VIVEK VIHAR,DELHI, DELHI, Delhi.

What is the MICR Code for Punjab & Sind Bank VIVEK VIHAR?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank VIVEK VIHAR is 110023151.

How can I contact Punjab & Sind Bank VIVEK VIHAR branch?

You can contact the branch at: Phone: +919212423231. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021245?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021245' represent the specific VIVEK VIHAR branch code.