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PSIBBranch Code: 021289

Punjab & Sind Bank Bhagoran Branch IFSC Code: PSIB0021289

Branch Code: 021289 | NAWANSHAHAR, NAWANSHAHAR, Punjab

Primary IFSC Code
PSIB0021289
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Bhagoran branch in NAWANSHAHAR, Punjab is PSIB0021289. The MICR code for cheque clearance is 144023309.

Branch Fact Sheet & Electronic Routing Details

Branch Name
BHAGORAN
MICR Code
State
Punjab
Postal Pincode
144516
Full Branch Address

VPO BHAGORAN TEHSIL NAWANSHAHAR DISTT SHAHID BHAGAT SINGH NAGAR 144516 PUNJAB, Pincode: 144516

Contact & Customer Care

How to Read IFSC Code: PSIB0021289

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021289Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021289)

Which bank does IFSC Code PSIB0021289 belong to?

IFSC Code PSIB0021289 belongs to Punjab & Sind Bank for its BHAGORAN branch, located in NAWANSHAHAR, Punjab. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank BHAGORAN branch?

The IFSC Code for Punjab & Sind Bank BHAGORAN branch in NAWANSHAHAR, Punjab is PSIB0021289. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank BHAGORAN branch?

The branch is located at: VPO BHAGORAN TEHSIL NAWANSHAHAR DISTT SHAHID BHAGAT SINGH NAGAR 144516 PUNJAB, Pincode: 144516, NAWANSHAHAR, Punjab.

What is the MICR Code for Punjab & Sind Bank BHAGORAN?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank BHAGORAN is 144023309.

How can I contact Punjab & Sind Bank BHAGORAN branch?

You can contact the branch at: Phone: +911823251289. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021289?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021289' represent the specific BHAGORAN branch code.