Skip to main content
PSIBBranch Code: 021397

Punjab & Sind Bank Khizrabad Branch IFSC Code: PSIB0021397

Branch Code: 021397 | KHIZRABAD, KHIZRABAD, Punjab

Primary IFSC Code
PSIB0021397
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Khizrabad branch in KHIZRABAD, Punjab is PSIB0021397. The MICR code for cheque clearance is 160023056.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KHIZRABAD
MICR Code
City / District
KHIZRABAD (KHIZRABAD)
State
Punjab
Postal Pincode
140109
Full Branch Address

VPO KHIZRABAD, DISTT MOHALI, PUNJAB - 140109, Pincode: 140109

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Punjab:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Punjab & Sind Bank Official Emergency Contacts

Local Financial Pulse: KHIZRABAD, Punjab

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: PSIB0021397

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021397Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021397)

Which bank does IFSC Code PSIB0021397 belong to?

IFSC Code PSIB0021397 belongs to Punjab & Sind Bank for its KHIZRABAD branch, located in KHIZRABAD, Punjab. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank KHIZRABAD branch?

The IFSC Code for Punjab & Sind Bank KHIZRABAD branch in KHIZRABAD, Punjab is PSIB0021397. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank KHIZRABAD branch?

The branch is located at: VPO KHIZRABAD, DISTT MOHALI, PUNJAB - 140109, Pincode: 140109, KHIZRABAD, Punjab.

What is the MICR Code for Punjab & Sind Bank KHIZRABAD?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank KHIZRABAD is 160023056.

How can I contact Punjab & Sind Bank KHIZRABAD branch?

You can contact the branch at: Phone: +919417250202. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021397?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021397' represent the specific KHIZRABAD branch code.