PSIBBranch Code: 021405

Punjab & Sind Bank IFSC Code

SPECIALIZED RETAIL LENDING Branch, JAIPUR, JAIPUR, RAJASTHAN

Primary IFSC Code

PSIB0021405

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, SPECIALIZED RETAIL LENDING branch in JAIPUR, RAJASTHAN is PSIB0021405. The MICR code for cheque clearance is 302023006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: SPECIALIZED RETAIL LENDING
MICR Code: 302023006
City / District: JAIPUR (JAIPUR)
State: RAJASTHAN
Postal Pincode: N/A

Full Branch Address

01MOHAN TOWER VIDYUT NAGARAJMER ROADJAIPUR

Contact Details

Phone: +919829791037

How to Read IFSC Code: PSIB0021405

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021405Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021405)

What is the IFSC Code for Punjab & Sind Bank SPECIALIZED RETAIL LENDING branch?

The IFSC Code for Punjab & Sind Bank SPECIALIZED RETAIL LENDING branch in JAIPUR, RAJASTHAN is PSIB0021405. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank SPECIALIZED RETAIL LENDING branch?

The branch is located at: 01MOHAN TOWER VIDYUT NAGARAJMER ROADJAIPUR, JAIPUR, RAJASTHAN.

What is the MICR Code for Punjab & Sind Bank SPECIALIZED RETAIL LENDING?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank SPECIALIZED RETAIL LENDING is 302023006.

How can I contact Punjab & Sind Bank SPECIALIZED RETAIL LENDING branch?

You can contact the branch at: Phone: +919829791037. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021405?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021405' represent the specific SPECIALIZED RETAIL LENDING branch code.