RATNBranch Code: 000045

RBL Bank IFSC Code

UNCHAGAON Branch, KOLHAPUR, KOLHAPUR, Maharashtra

Primary IFSC Code

RATN0000045

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for RBL Bank, UNCHAGAON branch in KOLHAPUR, Maharashtra is RATN0000045. The MICR code for cheque clearance is 416176006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: RBL Bank
Branch Name: UNCHAGAON
MICR Code: 416176006
City / District: KOLHAPUR (KOLHAPUR)
State: Maharashtra
Postal Pincode: 416005

Full Branch Address

THE RATNAKAR BANK LTD.,SEEMA PRIDE SHOP NO.101 102,A/P UCHAGAON,TAL KARVEER,DIST KOLHAPUR 416005, Pincode: 416005

Contact Details

Phone: +912312605682

How to Read IFSC Code: RATN0000045

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

RATNBank Identifier

First 4 alphabetic characters identify RBL Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000045Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: RBL Bank (RATN0000045)

What is the IFSC Code for RBL Bank UNCHAGAON branch?

The IFSC Code for RBL Bank UNCHAGAON branch in KOLHAPUR, Maharashtra is RATN0000045. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of RBL Bank UNCHAGAON branch?

The branch is located at: THE RATNAKAR BANK LTD.,SEEMA PRIDE SHOP NO.101 102,A/P UCHAGAON,TAL KARVEER,DIST KOLHAPUR 416005, Pincode: 416005, KOLHAPUR, Maharashtra.

What is the MICR Code for RBL Bank UNCHAGAON?

The MICR Code for electronic cheque clearing at RBL Bank UNCHAGAON is 416176006.

How can I contact RBL Bank UNCHAGAON branch?

You can contact the branch at: Phone: +912312605682. For official national customer care, refer to RBL Bank's official banking channels.

How to decipher the IFSC code RATN0000045?

The first 4 characters 'RATN' represent RBL Bank. The 5th character is '0' reserved for future use. The last 6 characters '000045' represent the specific UNCHAGAON branch code.