RATNBranch Code: 000197

RBL Bank Kalakar Street Kolkata Branch IFSC Code: RATN0000197

Branch Code: 000197 | KOLKATA, KOLKATA, WEST BENGAL

Primary IFSC Code

RATN0000197

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for RBL Bank, Kalakar Street Kolkata branch in KOLKATA, WEST BENGAL is RATN0000197. The MICR code for cheque clearance is 700176005.

Branch Fact Sheet & Electronic Routing Details

Bank Name: RBL Bank
Branch Name: KALAKAR STREET - KOLKATA
MICR Code: 700176005
City / District: KOLKATA (KOLKATA)
State: WEST BENGAL
Postal Pincode: 700007

Full Branch Address

RBL BANK LTD., 19, BASAK STREET, (KALAKAR STREET), KOLKATA - 700007., Pincode: 700007

Contact & Customer Care

Phone: +912261156300

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How to Read IFSC Code: RATN0000197

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

RATNBank Identifier

First 4 alphabetic characters identify RBL Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000197Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: RBL Bank (RATN0000197)

Which bank does IFSC Code RATN0000197 belong to?

IFSC Code RATN0000197 belongs to RBL Bank for its KALAKAR STREET - KOLKATA branch, located in KOLKATA, WEST BENGAL. The 4-letter prefix 'RATN' represents RBL Bank.

What is the IFSC Code for RBL Bank KALAKAR STREET - KOLKATA branch?

The IFSC Code for RBL Bank KALAKAR STREET - KOLKATA branch in KOLKATA, WEST BENGAL is RATN0000197. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of RBL Bank KALAKAR STREET - KOLKATA branch?

The branch is located at: RBL BANK LTD., 19, BASAK STREET, (KALAKAR STREET), KOLKATA - 700007., Pincode: 700007, KOLKATA, WEST BENGAL.

What is the MICR Code for RBL Bank KALAKAR STREET - KOLKATA?

The MICR Code for electronic cheque clearing at RBL Bank KALAKAR STREET - KOLKATA is 700176005.

How can I contact RBL Bank KALAKAR STREET - KOLKATA branch?

You can contact the branch at: Phone: +912261156300. For official national customer care, refer to RBL Bank's official banking channels.

How to decipher the IFSC code RATN0000197?

The first 4 characters 'RATN' represent RBL Bank. The 5th character is '0' reserved for future use. The last 6 characters '000197' represent the specific KALAKAR STREET - KOLKATA branch code.