RATNBranch Code: 000229

RBL Bank IFSC Code

PHAGWARA KAPURTHALA Branch, KAPURTHALA, KAPURTHALA, Punjab

Primary IFSC Code

RATN0000229

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for RBL Bank, PHAGWARA KAPURTHALA branch in KAPURTHALA, Punjab is RATN0000229. The MICR code for cheque clearance is 144176202.

Branch Fact Sheet & Electronic Routing Details

Bank Name: RBL Bank
Branch Name: PHAGWARA KAPURTHALA
MICR Code: 144176202
City / District: KAPURTHALA (KAPURTHALA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

RBL BANK LIMITED GROUND FLOOR CITY CENTRE TOWER 338 GURU HARGOBIND NAGAR PHAGWARA PINCODE 144401, Pincode: 144401

Contact Details

Phone: +910221800123804

How to Read IFSC Code: RATN0000229

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

RATNBank Identifier

First 4 alphabetic characters identify RBL Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000229Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: RBL Bank (RATN0000229)

What is the IFSC Code for RBL Bank PHAGWARA KAPURTHALA branch?

The IFSC Code for RBL Bank PHAGWARA KAPURTHALA branch in KAPURTHALA, Punjab is RATN0000229. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of RBL Bank PHAGWARA KAPURTHALA branch?

The branch is located at: RBL BANK LIMITED GROUND FLOOR CITY CENTRE TOWER 338 GURU HARGOBIND NAGAR PHAGWARA PINCODE 144401, Pincode: 144401, KAPURTHALA, Punjab.

What is the MICR Code for RBL Bank PHAGWARA KAPURTHALA?

The MICR Code for electronic cheque clearing at RBL Bank PHAGWARA KAPURTHALA is 144176202.

How can I contact RBL Bank PHAGWARA KAPURTHALA branch?

You can contact the branch at: Phone: +910221800123804. For official national customer care, refer to RBL Bank's official banking channels.

How to decipher the IFSC code RATN0000229?

The first 4 characters 'RATN' represent RBL Bank. The 5th character is '0' reserved for future use. The last 6 characters '000229' represent the specific PHAGWARA KAPURTHALA branch code.