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SDCBBranch Code: 000095

Surat District Co-operative Bank Puni Branch IFSC Code: SDCB0000095

Branch Code: 000095 | SURAT, SURAT, Gujarat

Primary IFSC Code
SDCB0000095
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Surat District Co-operative Bank, Puni branch in SURAT, Gujarat is SDCB0000095. The MICR code for cheque clearance is 394244056.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PUNI
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
394352
Full Branch Address

SHREE PUNI VIBHAG SEVA SAHKARI MANDALI LTD, HOUSE NO 459, AT PO PUNI, TA PALSANA, PIN 394352, Pincode: 394352

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Gujarat:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Surat District Co-operative Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: SURAT, Gujarat

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: SDCB0000095

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SDCBBank Identifier

First 4 alphabetic characters identify Surat District Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000095Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Surat District Co-operative Bank (SDCB0000095)

Which bank does IFSC Code SDCB0000095 belong to?

IFSC Code SDCB0000095 belongs to Surat District Co-operative Bank for its PUNI branch, located in SURAT, Gujarat. The 4-letter prefix 'SDCB' represents Surat District Co-operative Bank.

What is the IFSC Code for Surat District Co-operative Bank PUNI branch?

The IFSC Code for Surat District Co-operative Bank PUNI branch in SURAT, Gujarat is SDCB0000095. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Surat District Co-operative Bank PUNI branch?

The branch is located at: SHREE PUNI VIBHAG SEVA SAHKARI MANDALI LTD, HOUSE NO 459, AT PO PUNI, TA PALSANA, PIN 394352, Pincode: 394352, SURAT, Gujarat.

What is the MICR Code for Surat District Co-operative Bank PUNI?

The MICR Code for electronic cheque clearing at Surat District Co-operative Bank PUNI is 394244056.

How can I contact Surat District Co-operative Bank PUNI branch?

You can contact the branch at: Phone: +912622251612. For official national customer care, refer to Surat District Co-operative Bank's official banking channels.

How to decipher the IFSC code SDCB0000095?

The first 4 characters 'SDCB' represent Surat District Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000095' represent the specific PUNI branch code.