SIBLBranch Code: 000412

South Indian Bank IFSC Code

KOZHIKODE S.M STREET Branch, CALICUT, CALICUT, KERALA

Primary IFSC Code

SIBL0000412

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for South Indian Bank, KOZHIKODE S.M STREET branch in CALICUT, KERALA is SIBL0000412. The MICR code for cheque clearance is 673059006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: South Indian Bank
Branch Name: KOZHIKODE S.M STREET
MICR Code: 673059006
City / District: CALICUT (CALICUT)
State: KERALA
Postal Pincode: 673001

Full Branch Address

1ST FLOOR, HAPPY TOWERS, VAIKOM MOHAMMED BASHEER ROAD, MANANCHIRA, KOZHIKODE, KERALA-673001, Pincode: 673001

Contact Details

Phone: +914952722247

How to Read IFSC Code: SIBL0000412

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SIBLBank Identifier

First 4 alphabetic characters identify South Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000412Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: South Indian Bank (SIBL0000412)

What is the IFSC Code for South Indian Bank KOZHIKODE S.M STREET branch?

The IFSC Code for South Indian Bank KOZHIKODE S.M STREET branch in CALICUT, KERALA is SIBL0000412. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of South Indian Bank KOZHIKODE S.M STREET branch?

The branch is located at: 1ST FLOOR, HAPPY TOWERS, VAIKOM MOHAMMED BASHEER ROAD, MANANCHIRA, KOZHIKODE, KERALA-673001, Pincode: 673001, CALICUT, KERALA.

What is the MICR Code for South Indian Bank KOZHIKODE S.M STREET?

The MICR Code for electronic cheque clearing at South Indian Bank KOZHIKODE S.M STREET is 673059006.

How can I contact South Indian Bank KOZHIKODE S.M STREET branch?

You can contact the branch at: Phone: +914952722247. For official national customer care, refer to South Indian Bank's official banking channels.

How to decipher the IFSC code SIBL0000412?

The first 4 characters 'SIBL' represent South Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '000412' represent the specific KOZHIKODE S.M STREET branch code.