SIBLBranch Code: 000427

South Indian Bank IFSC Code

PAYANGADI Branch, CANNUR, CANNUR, KERALA

Primary IFSC Code

SIBL0000427

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for South Indian Bank, PAYANGADI branch in CANNUR, KERALA is SIBL0000427. The MICR code for cheque clearance is 670059802.

Branch Fact Sheet & Electronic Routing Details

Bank Name: South Indian Bank
Branch Name: PAYANGADI
MICR Code: 670059802
City / District: CANNUR (CANNUR)
State: KERALA
Postal Pincode: 670358

Full Branch Address

PAYANGADI BRANCH, DOOR NO XI-585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358, Pincode: 670358

Contact Details

Phone: +914972875890

How to Read IFSC Code: SIBL0000427

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SIBLBank Identifier

First 4 alphabetic characters identify South Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000427Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: South Indian Bank (SIBL0000427)

What is the IFSC Code for South Indian Bank PAYANGADI branch?

The IFSC Code for South Indian Bank PAYANGADI branch in CANNUR, KERALA is SIBL0000427. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of South Indian Bank PAYANGADI branch?

The branch is located at: PAYANGADI BRANCH, DOOR NO XI-585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358, Pincode: 670358, CANNUR, KERALA.

What is the MICR Code for South Indian Bank PAYANGADI?

The MICR Code for electronic cheque clearing at South Indian Bank PAYANGADI is 670059802.

How can I contact South Indian Bank PAYANGADI branch?

You can contact the branch at: Phone: +914972875890. For official national customer care, refer to South Indian Bank's official banking channels.

How to decipher the IFSC code SIBL0000427?

The first 4 characters 'SIBL' represent South Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '000427' represent the specific PAYANGADI branch code.