SIBLBranch Code: 000812

South Indian Bank IFSC Code

RATNAGIRI Branch, RATNAGIRI, RATNAGIRI, Maharashtra

Primary IFSC Code

SIBL0000812

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for South Indian Bank, RATNAGIRI branch in RATNAGIRI, Maharashtra is SIBL0000812. The MICR code for cheque clearance is 415059051.

Branch Fact Sheet & Electronic Routing Details

Bank Name: South Indian Bank
Branch Name: RATNAGIRI
MICR Code: 415059051
City / District: RATNAGIRI (RATNAGIRI)
State: Maharashtra
Postal Pincode: 415612

Full Branch Address

INFINTY PLAZA, SHOP NO.1,2,3, SIDDHIVINAYAL NAGAR,RATNAGIRI, PINCODE 415612 MAHARASHTRA, RATNAGIRI, Pincode: 415612

Contact Details

Phone: +912352220801

How to Read IFSC Code: SIBL0000812

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SIBLBank Identifier

First 4 alphabetic characters identify South Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000812Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: South Indian Bank (SIBL0000812)

What is the IFSC Code for South Indian Bank RATNAGIRI branch?

The IFSC Code for South Indian Bank RATNAGIRI branch in RATNAGIRI, Maharashtra is SIBL0000812. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of South Indian Bank RATNAGIRI branch?

The branch is located at: INFINTY PLAZA, SHOP NO.1,2,3, SIDDHIVINAYAL NAGAR,RATNAGIRI, PINCODE 415612 MAHARASHTRA, RATNAGIRI, Pincode: 415612, RATNAGIRI, Maharashtra.

What is the MICR Code for South Indian Bank RATNAGIRI?

The MICR Code for electronic cheque clearing at South Indian Bank RATNAGIRI is 415059051.

How can I contact South Indian Bank RATNAGIRI branch?

You can contact the branch at: Phone: +912352220801. For official national customer care, refer to South Indian Bank's official banking channels.

How to decipher the IFSC code SIBL0000812?

The first 4 characters 'SIBL' represent South Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '000812' represent the specific RATNAGIRI branch code.