SMCBBranch Code: 001045

Shivalik Small Finance Bank IFSC Code

KARNAL Branch, KARNAL, KARNAL, Haryana

Primary IFSC Code

SMCB0001045

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Shivalik Small Finance Bank, KARNAL branch in KARNAL, Haryana is SMCB0001045. The MICR code for cheque clearance is 132721002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Shivalik Small Finance Bank
Branch Name: KARNAL
MICR Code: 132721002
City / District: KARNAL (KARNAL)
State: Haryana
Postal Pincode: 132001

Full Branch Address

SHOP NO 29-30-31-32 GF SUPER MALL PLOT NO S M -1 SECTOR 12 KARNAL PIN CODE 132001, Pincode: 132001

Contact Details

Phone: +919667871941

How to Read IFSC Code: SMCB0001045

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SMCBBank Identifier

First 4 alphabetic characters identify Shivalik Small Finance Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001045Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Shivalik Small Finance Bank (SMCB0001045)

What is the IFSC Code for Shivalik Small Finance Bank KARNAL branch?

The IFSC Code for Shivalik Small Finance Bank KARNAL branch in KARNAL, Haryana is SMCB0001045. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Shivalik Small Finance Bank KARNAL branch?

The branch is located at: SHOP NO 29-30-31-32 GF SUPER MALL PLOT NO S M -1 SECTOR 12 KARNAL PIN CODE 132001, Pincode: 132001, KARNAL, Haryana.

What is the MICR Code for Shivalik Small Finance Bank KARNAL?

The MICR Code for electronic cheque clearing at Shivalik Small Finance Bank KARNAL is 132721002.

How can I contact Shivalik Small Finance Bank KARNAL branch?

You can contact the branch at: Phone: +919667871941. For official national customer care, refer to Shivalik Small Finance Bank's official banking channels.

How to decipher the IFSC code SMCB0001045?

The first 4 characters 'SMCB' represent Shivalik Small Finance Bank. The 5th character is '0' reserved for future use. The last 6 characters '001045' represent the specific KARNAL branch code.