SPCBBranch Code: 251010

Surat People's Co-operative Bank IFSC Code

PANDESARA Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

SPCB0251010

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Surat People's Co-operative Bank, PANDESARA branch in SURAT, Gujarat is SPCB0251010. The MICR code for cheque clearance is 395251011.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Surat People's Co-operative Bank
Branch Name: PANDESARA
MICR Code: 395251011
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 395010

Full Branch Address

VRIJLAL DHAMANWALA COMPLEX, PANDESARA, GIDC, SURAT - 395010, Pincode: 395010

Contact Details

Phone: +912612891945

How to Read IFSC Code: SPCB0251010

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SPCBBank Identifier

First 4 alphabetic characters identify Surat People's Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

251010Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Surat People's Co-operative Bank (SPCB0251010)

What is the IFSC Code for Surat People's Co-operative Bank PANDESARA branch?

The IFSC Code for Surat People's Co-operative Bank PANDESARA branch in SURAT, Gujarat is SPCB0251010. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Surat People's Co-operative Bank PANDESARA branch?

The branch is located at: VRIJLAL DHAMANWALA COMPLEX, PANDESARA, GIDC, SURAT - 395010, Pincode: 395010, SURAT, Gujarat.

What is the MICR Code for Surat People's Co-operative Bank PANDESARA?

The MICR Code for electronic cheque clearing at Surat People's Co-operative Bank PANDESARA is 395251011.

How can I contact Surat People's Co-operative Bank PANDESARA branch?

You can contact the branch at: Phone: +912612891945. For official national customer care, refer to Surat People's Co-operative Bank's official banking channels.

How to decipher the IFSC code SPCB0251010?

The first 4 characters 'SPCB' represent Surat People's Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '251010' represent the specific PANDESARA branch code.