SRCBBranch Code: 000229

Saraswat Co-operative Bank IFSC Code

PEN Branch, PEN, PEN, Maharashtra

Primary IFSC Code

SRCB0000229

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Saraswat Co-operative Bank, PEN branch in PEN, Maharashtra is SRCB0000229. The MICR code for cheque clearance is 402088052.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Saraswat Co-operative Bank
Branch Name: PEN
MICR Code: 402088052
City / District: PEN (PEN)
State: Maharashtra
Postal Pincode: 402107

Full Branch Address

CENTRE POINT, PEN MUNICIPAL CORPORATION BUILDING, CHINCHPADA, NEAR S. T. BUS STAND, DIST. RAIGAD - 402107, Pincode: 402107

Contact Details

Phone: +912143255584

How to Read IFSC Code: SRCB0000229

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SRCBBank Identifier

First 4 alphabetic characters identify Saraswat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000229Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Saraswat Co-operative Bank (SRCB0000229)

What is the IFSC Code for Saraswat Co-operative Bank PEN branch?

The IFSC Code for Saraswat Co-operative Bank PEN branch in PEN, Maharashtra is SRCB0000229. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Saraswat Co-operative Bank PEN branch?

The branch is located at: CENTRE POINT, PEN MUNICIPAL CORPORATION BUILDING, CHINCHPADA, NEAR S. T. BUS STAND, DIST. RAIGAD - 402107, Pincode: 402107, PEN, Maharashtra.

What is the MICR Code for Saraswat Co-operative Bank PEN?

The MICR Code for electronic cheque clearing at Saraswat Co-operative Bank PEN is 402088052.

How can I contact Saraswat Co-operative Bank PEN branch?

You can contact the branch at: Phone: +912143255584. For official national customer care, refer to Saraswat Co-operative Bank's official banking channels.

How to decipher the IFSC code SRCB0000229?

The first 4 characters 'SRCB' represent Saraswat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000229' represent the specific PEN branch code.