SRCBBranch Code: 000282

Saraswat Co-operative Bank IFSC Code

SME PANAJI Branch, PANAJI, PANAJI, GOA

Primary IFSC Code

SRCB0000282

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Saraswat Co-operative Bank, SME PANAJI branch in PANAJI, GOA is SRCB0000282. The MICR code for cheque clearance is 403088007.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Saraswat Co-operative Bank
Branch Name: SME PANAJI
MICR Code: 403088007
City / District: PANAJI (PANAJI)
State: GOA
Postal Pincode: 403001

Full Branch Address

TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001., Pincode: 403001

Contact Details

Phone: +918322437021

How to Read IFSC Code: SRCB0000282

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SRCBBank Identifier

First 4 alphabetic characters identify Saraswat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000282Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Saraswat Co-operative Bank (SRCB0000282)

What is the IFSC Code for Saraswat Co-operative Bank SME PANAJI branch?

The IFSC Code for Saraswat Co-operative Bank SME PANAJI branch in PANAJI, GOA is SRCB0000282. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Saraswat Co-operative Bank SME PANAJI branch?

The branch is located at: TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001., Pincode: 403001, PANAJI, GOA.

What is the MICR Code for Saraswat Co-operative Bank SME PANAJI?

The MICR Code for electronic cheque clearing at Saraswat Co-operative Bank SME PANAJI is 403088007.

How can I contact Saraswat Co-operative Bank SME PANAJI branch?

You can contact the branch at: Phone: +918322437021. For official national customer care, refer to Saraswat Co-operative Bank's official banking channels.

How to decipher the IFSC code SRCB0000282?

The first 4 characters 'SRCB' represent Saraswat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000282' represent the specific SME PANAJI branch code.