Skip to main content
SRCBBranch Code: 000491

Saraswat Co-operative Bank Malad Jankalyan Nagar Branch IFSC Code: SRCB0000491

Branch Code: 000491 | MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code
SRCB0000491
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Saraswat Co-operative Bank, Malad Jankalyan Nagar branch in MUMBAI, Maharashtra is SRCB0000491. The MICR code for cheque clearance is 400088045.

Branch Fact Sheet & Electronic Routing Details

Branch Name
MALAD JANKALYAN NAGAR
MICR Code
City / District
MUMBAI (MUMBAI)
Postal Pincode
400095
Full Branch Address

GROUND FLOOR,SHOP NO.8,SCORPIO,DIVYA PARK,JANKALYAN NAGAR,MALAD(W),MUMBAI-400095, Pincode: 400095

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Maharashtra:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Saraswat Co-operative Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: MUMBAI, Maharashtra

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g
Petrol (MUMBAI)₹103.44 / L
Diesel (MUMBAI)₹89.97 / L

How to Read IFSC Code: SRCB0000491

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SRCBBank Identifier

First 4 alphabetic characters identify Saraswat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000491Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Saraswat Co-operative Bank (SRCB0000491)

Which bank does IFSC Code SRCB0000491 belong to?

IFSC Code SRCB0000491 belongs to Saraswat Co-operative Bank for its MALAD JANKALYAN NAGAR branch, located in MUMBAI, Maharashtra. The 4-letter prefix 'SRCB' represents Saraswat Co-operative Bank.

What is the IFSC Code for Saraswat Co-operative Bank MALAD JANKALYAN NAGAR branch?

The IFSC Code for Saraswat Co-operative Bank MALAD JANKALYAN NAGAR branch in MUMBAI, Maharashtra is SRCB0000491. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Saraswat Co-operative Bank MALAD JANKALYAN NAGAR branch?

The branch is located at: GROUND FLOOR,SHOP NO.8,SCORPIO,DIVYA PARK,JANKALYAN NAGAR,MALAD(W),MUMBAI-400095, Pincode: 400095, MUMBAI, Maharashtra.

What is the MICR Code for Saraswat Co-operative Bank MALAD JANKALYAN NAGAR?

The MICR Code for electronic cheque clearing at Saraswat Co-operative Bank MALAD JANKALYAN NAGAR is 400088045.

How can I contact Saraswat Co-operative Bank MALAD JANKALYAN NAGAR branch?

You can contact the branch at: Phone: +918657035104. For official national customer care, refer to Saraswat Co-operative Bank's official banking channels.

How to decipher the IFSC code SRCB0000491?

The first 4 characters 'SRCB' represent Saraswat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000491' represent the specific MALAD JANKALYAN NAGAR branch code.

Parent Directory Links

Other Saraswat Co-operative Bank Branches in MUMBAI

View All →

Other Bank Branches in Pincode 400095

View All in Pincode →

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →