SRCBBranch Code: 000539

Saraswat Co-operative Bank IFSC Code

LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

SRCB0000539

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Saraswat Co-operative Bank, LUDHIANA branch in LUDHIANA, Punjab is SRCB0000539. The MICR code for cheque clearance is 141088002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Saraswat Co-operative Bank
Branch Name: LUDHIANA
MICR Code: 141088002
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

UPPER GROUND FLOOR ,JAI KARTA TOWER,B-XX 2433/1,GOBIND NAGAR,LUDHIANA-141001, Pincode: 141001

Contact Details

Phone: +918652227304

How to Read IFSC Code: SRCB0000539

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SRCBBank Identifier

First 4 alphabetic characters identify Saraswat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000539Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Saraswat Co-operative Bank (SRCB0000539)

What is the IFSC Code for Saraswat Co-operative Bank LUDHIANA branch?

The IFSC Code for Saraswat Co-operative Bank LUDHIANA branch in LUDHIANA, Punjab is SRCB0000539. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Saraswat Co-operative Bank LUDHIANA branch?

The branch is located at: UPPER GROUND FLOOR ,JAI KARTA TOWER,B-XX 2433/1,GOBIND NAGAR,LUDHIANA-141001, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for Saraswat Co-operative Bank LUDHIANA?

The MICR Code for electronic cheque clearing at Saraswat Co-operative Bank LUDHIANA is 141088002.

How can I contact Saraswat Co-operative Bank LUDHIANA branch?

You can contact the branch at: Phone: +918652227304. For official national customer care, refer to Saraswat Co-operative Bank's official banking channels.

How to decipher the IFSC code SRCB0000539?

The first 4 characters 'SRCB' represent Saraswat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters '000539' represent the specific LUDHIANA branch code.