SRCBBranch Code: CNS012

Saraswat Co-operative Bank IFSC Code

CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR Branch, MUMBAI, MUMBAI, Maharashtra

Primary IFSC Code

SRCB0CNS012

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Saraswat Co-operative Bank, CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR branch in MUMBAI, Maharashtra is SRCB0CNS012. The MICR code for cheque clearance is 400806012.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Saraswat Co-operative Bank
Branch Name: CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR
MICR Code: 400806012
City / District: MUMBAI (MUMBAI)
State: Maharashtra
Postal Pincode: 410210

Full Branch Address

SHOP NO.1,2,SHRI LAXMAN VILLA,PLOT NO.44,SECTOR NO 4,BELPADA,KHARGHAR,NAVI MUMBAI -410210, Pincode: 410210

Contact Details

Phone: +912227747741

How to Read IFSC Code: SRCB0CNS012

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SRCBBank Identifier

First 4 alphabetic characters identify Saraswat Co-operative Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

CNS012Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Saraswat Co-operative Bank (SRCB0CNS012)

What is the IFSC Code for Saraswat Co-operative Bank CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR branch?

The IFSC Code for Saraswat Co-operative Bank CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR branch in MUMBAI, Maharashtra is SRCB0CNS012. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Saraswat Co-operative Bank CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR branch?

The branch is located at: SHOP NO.1,2,SHRI LAXMAN VILLA,PLOT NO.44,SECTOR NO 4,BELPADA,KHARGHAR,NAVI MUMBAI -410210, Pincode: 410210, MUMBAI, Maharashtra.

What is the MICR Code for Saraswat Co-operative Bank CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR?

The MICR Code for electronic cheque clearing at Saraswat Co-operative Bank CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR is 400806012.

How can I contact Saraswat Co-operative Bank CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR branch?

You can contact the branch at: Phone: +912227747741. For official national customer care, refer to Saraswat Co-operative Bank's official banking channels.

How to decipher the IFSC code SRCB0CNS012?

The first 4 characters 'SRCB' represent Saraswat Co-operative Bank. The 5th character is '0' reserved for future use. The last 6 characters 'CNS012' represent the specific CHEMBUR NAGARIK SAHAKARI BANK - KHARGHAR branch code.