UBINBranch Code: 537047

Union Bank of India IFSC Code

PALAYAM ROAD - KOZHIKODE Branch, CALICUT, CALICUT, KERALA

Primary IFSC Code

UBIN0537047

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, PALAYAM ROAD - KOZHIKODE branch in CALICUT, KERALA is UBIN0537047. The MICR code for cheque clearance is 673026003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: PALAYAM ROAD - KOZHIKODE
MICR Code: 673026003
City / District: CALICUT (CALICUT)
State: KERALA
Postal Pincode: N/A

Full Branch Address

COLOMBO COMPLEX, 1ST FLOOR, JAIL RD,CALICUT, DIST. KOZHIKODE, KERALA, P.BOX.PIN - 673 002.

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0537047

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

537047Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0537047)

What is the IFSC Code for Union Bank of India PALAYAM ROAD - KOZHIKODE branch?

The IFSC Code for Union Bank of India PALAYAM ROAD - KOZHIKODE branch in CALICUT, KERALA is UBIN0537047. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India PALAYAM ROAD - KOZHIKODE branch?

The branch is located at: COLOMBO COMPLEX, 1ST FLOOR, JAIL RD,CALICUT, DIST. KOZHIKODE, KERALA, P.BOX.PIN - 673 002., CALICUT, KERALA.

What is the MICR Code for Union Bank of India PALAYAM ROAD - KOZHIKODE?

The MICR Code for electronic cheque clearing at Union Bank of India PALAYAM ROAD - KOZHIKODE is 673026003.

How to decipher the IFSC code UBIN0537047?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '537047' represent the specific PALAYAM ROAD - KOZHIKODE branch code.