UBINBranch Code: 538949

Union Bank of India IFSC Code

SHIMOGA Branch, SHIMOGA, SHIMOGA, Karnataka

Primary IFSC Code

UBIN0538949

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, SHIMOGA branch in SHIMOGA, Karnataka is UBIN0538949. The MICR code for cheque clearance is 577026202.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: SHIMOGA
MICR Code: 577026202
City / District: SHIMOGA (SHIMOGA)
State: Karnataka
Postal Pincode: N/A

Full Branch Address

P.B. NO. 113, B.H. ROAD, MARUTI COMPLEX,POST & DIST. SHIMOGA, KARNATAKA,PIN - 577 201.

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: UBIN0538949

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

538949Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0538949)

What is the IFSC Code for Union Bank of India SHIMOGA branch?

The IFSC Code for Union Bank of India SHIMOGA branch in SHIMOGA, Karnataka is UBIN0538949. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India SHIMOGA branch?

The branch is located at: P.B. NO. 113, B.H. ROAD, MARUTI COMPLEX,POST & DIST. SHIMOGA, KARNATAKA,PIN - 577 201., SHIMOGA, Karnataka.

What is the MICR Code for Union Bank of India SHIMOGA?

The MICR Code for electronic cheque clearing at Union Bank of India SHIMOGA is 577026202.

How to decipher the IFSC code UBIN0538949?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '538949' represent the specific SHIMOGA branch code.