Union Bank of India Kangra Branch IFSC Code: UBIN0539198
Branch Code: 539198 | KANGRA, KANGRA, HIMACHAL PRADESH
The official Indian Financial System Code (IFSC) for Union Bank of India, Kangra branch in KANGRA, HIMACHAL PRADESH is UBIN0539198. The MICR code for cheque clearance is 176026302.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- KANGRA
- MICR Code
- City / District
- KANGRA (KANGRA)
- State
- HIMACHAL PRADESH
- Postal Pincode
- N/A
COURT MAIN BAZAR, DHARAMSHALA ROAD, KANGRA, DIST. KANGRA, HIMACHAL PRADESH, PIN - 176 001.
Banks Open Per Published Schedule
Earn up to 7.15% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.65% p.a.
Local Financial Pulse: KANGRA, HIMACHAL PRADESH
How to Read IFSC Code: UBIN0539198
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0539198)
Which bank does IFSC Code UBIN0539198 belong to?
IFSC Code UBIN0539198 belongs to Union Bank of India for its KANGRA branch, located in KANGRA, HIMACHAL PRADESH. The 4-letter prefix 'UBIN' represents Union Bank of India.
What is the IFSC Code for Union Bank of India KANGRA branch?
The IFSC Code for Union Bank of India KANGRA branch in KANGRA, HIMACHAL PRADESH is UBIN0539198. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India KANGRA branch?
The branch is located at: COURT MAIN BAZAR, DHARAMSHALA ROAD, KANGRA, DIST. KANGRA, HIMACHAL PRADESH, PIN - 176 001., KANGRA, HIMACHAL PRADESH.
What is the MICR Code for Union Bank of India KANGRA?
The MICR Code for electronic cheque clearing at Union Bank of India KANGRA is 176026302.
How can I contact Union Bank of India KANGRA branch?
You can contact the branch at: Phone: 265112. For official national customer care, refer to Union Bank of India's official banking channels.
How to decipher the IFSC code UBIN0539198?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '539198' represent the specific KANGRA branch code.
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