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UBINBranch Code: 540897

Union Bank of India Eda Cochin Cochin Branch IFSC Code: UBIN0540897

Branch Code: 540897 | KOCHI, KOCHI, KERALA

Primary IFSC Code
UBIN0540897
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, Eda Cochin Cochin branch in KOCHI, KERALA is UBIN0540897. The MICR code for cheque clearance is 682026016.

Branch Fact Sheet & Electronic Routing Details

Branch Name
EDA COCHIN - COCHIN
MICR Code
City / District
KOCHI (KOCHI)
State
KERALA
Postal Pincode
N/A
Full Branch Address

DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006.

Contact & Customer Care

How to Read IFSC Code: UBIN0540897

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

540897Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Union Bank of India (UBIN0540897)

Which bank does IFSC Code UBIN0540897 belong to?

IFSC Code UBIN0540897 belongs to Union Bank of India for its EDA COCHIN - COCHIN branch, located in KOCHI, KERALA. The 4-letter prefix 'UBIN' represents Union Bank of India.

What is the IFSC Code for Union Bank of India EDA COCHIN - COCHIN branch?

The IFSC Code for Union Bank of India EDA COCHIN - COCHIN branch in KOCHI, KERALA is UBIN0540897. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India EDA COCHIN - COCHIN branch?

The branch is located at: DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006., KOCHI, KERALA.

What is the MICR Code for Union Bank of India EDA COCHIN - COCHIN?

The MICR Code for electronic cheque clearing at Union Bank of India EDA COCHIN - COCHIN is 682026016.

How to decipher the IFSC code UBIN0540897?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '540897' represent the specific EDA COCHIN - COCHIN branch code.