Union Bank of India Kumarapuram Branch IFSC Code: UBIN0542288
Branch Code: 542288 | KUMARAPURAM, KUMARAPURAM, KERALA
The official Indian Financial System Code (IFSC) for Union Bank of India, Kumarapuram branch in KUMARAPURAM, KERALA is UBIN0542288. The MICR code for cheque clearance is 682026048.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- KUMARAPURAM
- MICR Code
- City / District
- KUMARAPURAM (KUMARAPURAM)
- State
- KERALA
- Postal Pincode
- 683565
1ST FLOOR BUILDING NO.PV 511 F KUMARAPURAM KUNNATHANADU PANCHAYAT SHOPPING CENTRE DIST.ERNAKULAM KERALA PIN 683565, Pincode: 683565
Banks Open Per Published Schedule
Earn up to 7.15% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.65% p.a.
Local Financial Pulse: KUMARAPURAM, KERALA
How to Read IFSC Code: UBIN0542288
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0542288)
Which bank does IFSC Code UBIN0542288 belong to?
IFSC Code UBIN0542288 belongs to Union Bank of India for its KUMARAPURAM branch, located in KUMARAPURAM, KERALA. The 4-letter prefix 'UBIN' represents Union Bank of India.
What is the IFSC Code for Union Bank of India KUMARAPURAM branch?
The IFSC Code for Union Bank of India KUMARAPURAM branch in KUMARAPURAM, KERALA is UBIN0542288. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India KUMARAPURAM branch?
The branch is located at: 1ST FLOOR BUILDING NO.PV 511 F KUMARAPURAM KUNNATHANADU PANCHAYAT SHOPPING CENTRE DIST.ERNAKULAM KERALA PIN 683565, Pincode: 683565, KUMARAPURAM, KERALA.
What is the MICR Code for Union Bank of India KUMARAPURAM?
The MICR Code for electronic cheque clearing at Union Bank of India KUMARAPURAM is 682026048.
How can I contact Union Bank of India KUMARAPURAM branch?
You can contact the branch at: Phone: 2680286. For official national customer care, refer to Union Bank of India's official banking channels.
How to decipher the IFSC code UBIN0542288?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '542288' represent the specific KUMARAPURAM branch code.
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