UBINBranch Code: 549193

Union Bank of India IFSC Code

GARMARI Branch, GARMARI, GARMARI, ASSAM

Primary IFSC Code

UBIN0549193

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, GARMARI branch in GARMARI, ASSAM is UBIN0549193. The MICR code for cheque clearance is 782026501.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: GARMARI
MICR Code: 782026501
City / District: GARMARI (GARMARI)
State: ASSAM
Postal Pincode: 782105

Full Branch Address

AT GARMARI P.O.SARUBARI DIST.MORIGAON ASSAM PIN 782105, Pincode: 782105

Contact Details

Phone: 22654

How to Read IFSC Code: UBIN0549193

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

549193Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0549193)

What is the IFSC Code for Union Bank of India GARMARI branch?

The IFSC Code for Union Bank of India GARMARI branch in GARMARI, ASSAM is UBIN0549193. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India GARMARI branch?

The branch is located at: AT GARMARI P.O.SARUBARI DIST.MORIGAON ASSAM PIN 782105, Pincode: 782105, GARMARI, ASSAM.

What is the MICR Code for Union Bank of India GARMARI?

The MICR Code for electronic cheque clearing at Union Bank of India GARMARI is 782026501.

How can I contact Union Bank of India GARMARI branch?

You can contact the branch at: Phone: 22654. For official national customer care, refer to Union Bank of India's official banking channels.

How to decipher the IFSC code UBIN0549193?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '549193' represent the specific GARMARI branch code.