Union Bank of India IFSC Code
SECTOR - KARNAL Branch, CHANDIGARH, CHANDIGARH, Haryana
The official Indian Financial System Code (IFSC) for Union Bank of India, SECTOR - KARNAL branch in CHANDIGARH, Haryana is UBIN0549614. The MICR code for cheque clearance is 132026104.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- SECTOR - KARNAL
- MICR Code
- City / District
- CHANDIGARH (CHANDIGARH)
- State
- Haryana
- Postal Pincode
- N/A
KOTHI NO. 1282, SECTOR 6,URBAN ESTATE KARNAL, CHANDIGARH,PIN - 132 001.
How to Read IFSC Code: UBIN0549614
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0549614)
What is the IFSC Code for Union Bank of India SECTOR - KARNAL branch?
The IFSC Code for Union Bank of India SECTOR - KARNAL branch in CHANDIGARH, Haryana is UBIN0549614. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India SECTOR - KARNAL branch?
The branch is located at: KOTHI NO. 1282, SECTOR 6,URBAN ESTATE KARNAL, CHANDIGARH,PIN - 132 001., CHANDIGARH, Haryana.
What is the MICR Code for Union Bank of India SECTOR - KARNAL?
The MICR Code for electronic cheque clearing at Union Bank of India SECTOR - KARNAL is 132026104.
How to decipher the IFSC code UBIN0549614?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '549614' represent the specific SECTOR - KARNAL branch code.
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