Union Bank of India Lakkidi Perur Branch IFSC Code: UBIN0571474
Branch Code: 571474 | LAKKIDI, LAKKIDI, KERALA
The official Indian Financial System Code (IFSC) for Union Bank of India, Lakkidi Perur branch in LAKKIDI, KERALA is UBIN0571474. The MICR code for cheque clearance is 679026003.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- LAKKIDI-PERUR
- MICR Code
- City / District
- LAKKIDI (LAKKIDI)
- State
- KERALA
- Postal Pincode
- 679301
LAKKIDI-PERUR ARYA COMPLEX,MAIN ROAD MANGALAM PO,OTTAPALAM LAKKIDI KERALA PINCODE-679301, Pincode: 679301
Banks are Closed Today
Electronic transfers (NEFT, RTGS, IMPS, UPI) operate 24x7x365 regardless of physical branch holidays.
Earn up to 7.15% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.65% p.a.
Local Financial Pulse: LAKKIDI, KERALA
How to Read IFSC Code: UBIN0571474
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0571474)
Which bank does IFSC Code UBIN0571474 belong to?
IFSC Code UBIN0571474 belongs to Union Bank of India for its LAKKIDI-PERUR branch, located in LAKKIDI, KERALA. The 4-letter prefix 'UBIN' represents Union Bank of India.
What is the IFSC Code for Union Bank of India LAKKIDI-PERUR branch?
The IFSC Code for Union Bank of India LAKKIDI-PERUR branch in LAKKIDI, KERALA is UBIN0571474. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India LAKKIDI-PERUR branch?
The branch is located at: LAKKIDI-PERUR ARYA COMPLEX,MAIN ROAD MANGALAM PO,OTTAPALAM LAKKIDI KERALA PINCODE-679301, Pincode: 679301, LAKKIDI, KERALA.
What is the MICR Code for Union Bank of India LAKKIDI-PERUR?
The MICR Code for electronic cheque clearing at Union Bank of India LAKKIDI-PERUR is 679026003.
How to decipher the IFSC code UBIN0571474?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '571474' represent the specific LAKKIDI-PERUR branch code.
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