UBINBranch Code: 591963

Union Bank of India IFSC Code

PAL Branch, SURAT, SURAT, Gujarat

Primary IFSC Code

UBIN0591963

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, PAL branch in SURAT, Gujarat is UBIN0591963. The MICR code for cheque clearance is 395026042.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Union Bank of India
Branch Name: PAL
MICR Code: 395026042
City / District: SURAT (SURAT)
State: Gujarat
Postal Pincode: 395009

Full Branch Address

SHOP NO. 12 AND 13, GROUND FLOOR, BELISSIMO HUB, NEAR TIME SQUARE, GAURAV PATH ROAD, PAL, SURAT - 395009, Pincode: 395009

Contact Details

Phone: +917000531529

How to Read IFSC Code: UBIN0591963

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

591963Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Union Bank of India (UBIN0591963)

What is the IFSC Code for Union Bank of India PAL branch?

The IFSC Code for Union Bank of India PAL branch in SURAT, Gujarat is UBIN0591963. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India PAL branch?

The branch is located at: SHOP NO. 12 AND 13, GROUND FLOOR, BELISSIMO HUB, NEAR TIME SQUARE, GAURAV PATH ROAD, PAL, SURAT - 395009, Pincode: 395009, SURAT, Gujarat.

What is the MICR Code for Union Bank of India PAL?

The MICR Code for electronic cheque clearing at Union Bank of India PAL is 395026042.

How can I contact Union Bank of India PAL branch?

You can contact the branch at: Phone: +917000531529. For official national customer care, refer to Union Bank of India's official banking channels.

How to decipher the IFSC code UBIN0591963?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '591963' represent the specific PAL branch code.