Union Bank of India IFSC Code
VAYALAR Branch, VAYALAR, VAYALAR, KERALA
The official Indian Financial System Code (IFSC) for Union Bank of India, VAYALAR branch in VAYALAR, KERALA is UBIN0902306.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- VAYALAR
- MICR Code
- Not Assigned / Non-MICR
- City / District
- VAYALAR (VAYALAR)
- State
- KERALA
- Postal Pincode
- 688536
V.P.IX586 NEAR MARKET, VAYALAR EAST 688536, Pincode: 688536
How to Read IFSC Code: UBIN0902306
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0902306)
What is the IFSC Code for Union Bank of India VAYALAR branch?
The IFSC Code for Union Bank of India VAYALAR branch in VAYALAR, KERALA is UBIN0902306. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India VAYALAR branch?
The branch is located at: V.P.IX586 NEAR MARKET, VAYALAR EAST 688536, Pincode: 688536, VAYALAR, KERALA.
How can I contact Union Bank of India VAYALAR branch?
You can contact the branch at: Phone: +914782592605. For official national customer care, refer to Union Bank of India's official banking channels.
How to decipher the IFSC code UBIN0902306?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '902306' represent the specific VAYALAR branch code.
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