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UBINBranch Code: 985139

Union Bank of India Chennaicaps Branch IFSC Code: UBIN0985139

Branch Code: 985139 | CHENNAI, Chennai, Tamil Nadu

Primary IFSC Code
UBIN0985139
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Union Bank of India, Chennaicaps branch in CHENNAI, Tamil Nadu is UBIN0985139.

Branch Fact Sheet & Electronic Routing Details

Branch Name
CHENNAICAPS
MICR Code
Not Assigned / Non-MICR
City / District
CHENNAI (Chennai)
Postal Pincode
600014
Full Branch Address

ARUL MANAI, GROUND FLOOR, 27 WHITES ROAD CHENNAI 600014, Pincode: 600014

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Tamil Nadu:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Union Bank of India Deposit RatesRBI Master Slabs

Earn up to 7.15% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.65% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
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Local Financial Pulse: CHENNAI, Tamil Nadu

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g
Petrol (CHENNAI)₹100.75 / L
Diesel (CHENNAI)₹92.34 / L

How to Read IFSC Code: UBIN0985139

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UBINBank Identifier

First 4 alphabetic characters identify Union Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

985139Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Union Bank of India (UBIN0985139)

Which bank does IFSC Code UBIN0985139 belong to?

IFSC Code UBIN0985139 belongs to Union Bank of India for its CHENNAICAPS branch, located in CHENNAI, Tamil Nadu. The 4-letter prefix 'UBIN' represents Union Bank of India.

What is the IFSC Code for Union Bank of India CHENNAICAPS branch?

The IFSC Code for Union Bank of India CHENNAICAPS branch in CHENNAI, Tamil Nadu is UBIN0985139. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Union Bank of India CHENNAICAPS branch?

The branch is located at: ARUL MANAI, GROUND FLOOR, 27 WHITES ROAD CHENNAI 600014, Pincode: 600014, CHENNAI, Tamil Nadu.

How can I contact Union Bank of India CHENNAICAPS branch?

You can contact the branch at: Phone: +914428521559. For official national customer care, refer to Union Bank of India's official banking channels.

How to decipher the IFSC code UBIN0985139?

The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '985139' represent the specific CHENNAICAPS branch code.