UCBABranch Code: 000127

UCO Bank IFSC Code

MILLERGUNJE LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

UCBA0000127

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, MILLERGUNJE LUDHIANA branch in LUDHIANA, Punjab is UCBA0000127. The MICR code for cheque clearance is 141028009.

Branch Fact Sheet & Electronic Routing Details

Bank Name: UCO Bank
Branch Name: MILLERGUNJE LUDHIANA
MICR Code: 141028009
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

MILLER GANJ NEAR VISHKARMA CHOWK OBERAI TOWER LUDHIANA 141001 UCO BANK, MILLERGANJ GT ROAD , LUDHIANA ,PUNJAB PIN 141003, Pincode: 141001

Contact Details

Phone: +911612534786

How to Read IFSC Code: UCBA0000127

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000127Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: UCO Bank (UCBA0000127)

What is the IFSC Code for UCO Bank MILLERGUNJE LUDHIANA branch?

The IFSC Code for UCO Bank MILLERGUNJE LUDHIANA branch in LUDHIANA, Punjab is UCBA0000127. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank MILLERGUNJE LUDHIANA branch?

The branch is located at: MILLER GANJ NEAR VISHKARMA CHOWK OBERAI TOWER LUDHIANA 141001 UCO BANK, MILLERGANJ GT ROAD , LUDHIANA ,PUNJAB PIN 141003, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for UCO Bank MILLERGUNJE LUDHIANA?

The MICR Code for electronic cheque clearing at UCO Bank MILLERGUNJE LUDHIANA is 141028009.

How can I contact UCO Bank MILLERGUNJE LUDHIANA branch?

You can contact the branch at: Phone: +911612534786. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0000127?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '000127' represent the specific MILLERGUNJE LUDHIANA branch code.