UCBABranch Code: 000939

UCO Bank IFSC Code

PHAGWARA JULLUNDHAR Branch, PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

UCBA0000939

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for UCO Bank, PHAGWARA JULLUNDHAR branch in PHAGWARA, Punjab is UCBA0000939. The MICR code for cheque clearance is 144028095.

Branch Fact Sheet & Electronic Routing Details

Bank Name: UCO Bank
Branch Name: PHAGWARA JULLUNDHAR
MICR Code: 144028095
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: 144401

Full Branch Address

CENTRAL TOWN,PO PHAGAWARA,DIST. KAPURTHALA ,KAPURTHALA ,PUNJAB PIN 144401, Pincode: 144401

Contact Details

Phone: +911822264448

How to Read IFSC Code: UCBA0000939

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UCBABank Identifier

First 4 alphabetic characters identify UCO Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000939Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: UCO Bank (UCBA0000939)

What is the IFSC Code for UCO Bank PHAGWARA JULLUNDHAR branch?

The IFSC Code for UCO Bank PHAGWARA JULLUNDHAR branch in PHAGWARA, Punjab is UCBA0000939. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of UCO Bank PHAGWARA JULLUNDHAR branch?

The branch is located at: CENTRAL TOWN,PO PHAGAWARA,DIST. KAPURTHALA ,KAPURTHALA ,PUNJAB PIN 144401, Pincode: 144401, PHAGWARA, Punjab.

What is the MICR Code for UCO Bank PHAGWARA JULLUNDHAR?

The MICR Code for electronic cheque clearing at UCO Bank PHAGWARA JULLUNDHAR is 144028095.

How can I contact UCO Bank PHAGWARA JULLUNDHAR branch?

You can contact the branch at: Phone: +911822264448. For official national customer care, refer to UCO Bank's official banking channels.

How to decipher the IFSC code UCBA0000939?

The first 4 characters 'UCBA' represent UCO Bank. The 5th character is '0' reserved for future use. The last 6 characters '000939' represent the specific PHAGWARA JULLUNDHAR branch code.